Angela May's Omaha Nebraska Real Estate Blog: August 2007

Angela May's Omaha and Offutt AFB Real Estate Update Blog


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Angela May's Omaha and Offutt AFB Real Estate Update Blog


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Sunday, August 12, 2007

Real Estate Assistant/Transaction Coordinator Job Position, Omaha, NE


Are you interested in Real Estate? Join our growing Team!

  • PT Position - 15-20 Hours per week (Weekdays)

  • Hourly Wage + Closing Bonuses

*No Sales Required

What Skills Would Make You an Ideal Candidate? Are you:

  • Computer savvy?
  • A multi-tasker?
  • Detail oriented?
  • A team player?
  • A person who enjoys a fast-paced atmosphere?
  • Comfortable working independently?
  • Someone with strong initiative?
  • Goal oriented?
  • Creative?

*Real Estate experience not required, but a plus!

Send your resume and a cover letter describing how you could contribute to the success of our team to: Angela@HuskerHomeFinder.com. Please type "Real Estate Assistant" in the subject line. Thanks!


# posted by Angela May @ 4:33 PM

Thursday, August 02, 2007

6 Ways to Quickly Boost Credit Scores

Lisa Sleddens, our Exclusive Buyer's Agent ran across this great article. There are many ways to fix your credit issues in time to take advantage of the current buyer's market in our area. -- Angela

Daily Real Estate News July 20, 2007

As lenders tighten their underwriting guidelines, borrowers are wise to raise their credit scores to qualify for loans, secure better loan terms, and receive lower interest rates. "Individuals can positively affect their credit scores in as little as three weeks," says Edward Jamison, a Los Angeles-based credit attorney.

"It's just a matter of getting educated and focused on the best, fastest, and most reliable course of action."Jamison, who you may know as a credit expert on the NBC show, “Starting Over,” offers these six tips for improving credit strength quickly.

1. Know your limits. Borrowers should first check their credit limits and evenly distribute the balances they're carrying to help increase their credit scores, or better yet, pay them off in full to get the highest score increase. "Make sure your maximum limit is reported," Jamison says. "When no limit is reported, credit scoring software presumes the account is maxed out."

2. Bring the balances near zero. The credit scoring software scores more favorably to those with a closer balance to zero. Balances over 70 percent damage credit the most, followed by the next tier of 50 percent and then 30 percent of the maximum credit limit. "Rather than carrying a large balance in an unfavorable tier, redistribute outstanding balances over several credit cards," advises Jamison.

3. Don’t cancel your cards. "Closing credit card accounts can hurt your score unless the accounts were opened less than two years ago, and you have over six credit cards," Jamison says. Fair Isaac's credit scoring software assumes that people who have had credit for a longer time are at less risk of defaulting on payments.

4. Eliminate late payments (but ask nice). Get rid of late payments listed on the credit report. "Contact the creditors that report late payments and request a good faith adjustment that removes the late payments reported on your account," Jamison says. The creditor may work with you, but it may require more than one phone call; patience is required. Your odds of success will dwindle if you're rude or unclear about your request, he adds.

5. Get rid of collection accounts. But only if the collection agency agrees to delete them in return. Paying them off can otherwise actually lead to a decreased credit score due to the date of last activity getting updated to the current date when you pay. The consumer should contact the collector and request a letter explicitly stating the agreement to delete the account upon receipt or clearance of the payment, Jamison says. Not all collection agencies will delete reporting, but it's certainly worth the effort.

6. Pay off past due amounts on accounts that are not in charge-off status. After that, Jamison advises getting rid of charge-offs and liens that are less than two years old. "Charge-offs and liens that are older than 24 months do not affect your credit score nearly as much as ones under 24 months," says Jamison. "But if they're newer than 24 months, they can seriously damage your credit." If you have both charge-offs and collection accounts, but have limited funds, pay off the past due balances first, then pay collection accounts as long as the collectors agree to remove all references to credit bureaus.

Good Luck! Interested in homes in the Omaha Metro Area? Visit: http://www.huskerhomefinder.com/

# posted by Angela May @ 9:51 PM


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Angela May & The Husker Home Finder Team For All Your Moving Moments
NP Dodge Direct: .. (402) 333-5008
16909 Lakeside Hills, Suite 119 Fax: (402) 333-1914
Omaha, NE 68130 Send Email to Angela
NP Dodge, 16909 Lakeside Hills, Suite 119, Omaha, NE 68130



About Angela May's Omaha and Offutt AFB, NE Real Estate Website: The www.huskerhomefinder.com web site provides Omaha, Papillion, Ralston, Lavista, Bellevue, Dundee, Millard, Elkhorn, Gretna, Council Bluffs, Carter Lake and Offutt Air Force Base, Nebraska real estate information and resources to guide homeowners, homebuyers and real estate investors through the process of selling and buying a house, condo or other realty property in the Omaha and Offutt AFB area. Angela May (Sometimes spelled as Angel May, Angel Mae, Angela Mae, Angie May, Angie Mae, Angle May, Angle Mae, Angla May, Angla Mae, Angie May, Angie Mae, Angi Mae, or Angi May) has services to help you get the best value for your Omaha and Offutt AFB home and this website offers home buyers and home sellers a superior comparative market analysis (CMA), a way to view real estate and MLS IDX listings including virtual tours, prepare your home for sale, and more. Investors looking for real estate investment properties to invest in need look no farther. Anyone selling a home, buying a home or seeking housing can learn more about our realty services, and will appreciate working with a  Omaha and Offutt AFB REALTOR who knows  the area so well. Through trusted partners, we also provide real estate and financial services to consumers looking for houses for sale or selling their home in Omaha and Offutt AFB, NE, such as mortgages, credit history, new homes, foreclosures and other services. If you've already tried to go the for sale by owner (FSBO) route and find you are needing a partner who you can trust in the sale of your most precious asset, Angela May can take care of your special needs. It really doesn't matter if you spell it REALTOR, Realator or Realter, realty, realety or reality, real estate or realestate, Angela speaks  your language.
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